-Our office is located in Saskatoon .

-We provide local services in Lloydminster , Prince Albert , North Battleford and Saskatoon .

-We are not a national or multi-national firm. We are local and have been helping people in Saskatchewan for more than 25 years.

-The initial consultation is always free of charge. You will not be charged anything unless a formal option is chosen and filed.

-Our policies, procedures and fee arrangements are determined locally.

-We provide clients with a written fee agreement.

-We offer joint Consumer Proposals and Bankruptcies at costs which can be much lower than individual files.

-We will try to file a proposal if possible.

-In some cases we may apply tax refunds and Surplus Income payments to the fee agreement in a bankruptcy.

-We will allow the repurchase of non-exempt assets.

-We can provide you with assistance in dealing with the credit bureau.

-We can help you in understanding your rights which protect you from collection agents.

-We can assist you with information to help in re-establishing your credit. a