Will I be able to keep my car??

A vehicle can only be claimed as exempt in certain circumstances in Saskatchewan. If you require your vehicle for employment purposes (ie. you use your vehicle for the performance of your job and you receive compensation from your employer for the use of your vehicle) it can be claimed as exempt. This does not include traveling to and from work. If you are self employed and use your vehicle to perform your work it can also be claimed as exempt. If your vehicle is financed or leased you would be responsible to continue making payments directly to the company or bank that financed it. If a Creditor has your vehicle for collateral they are classified as a Secured Creditor. A secured creditor who financed the purchase of your vehicle is entitled to either the payments on your vehicle or the vehicle back. You would have to make an arrangement directly with the secured creditor to keep your vehicle in this situation.